In a small bowl, combine softened cream cheese, Greek yogurt, chopped chives, fresh dill, and ground pepper until smooth and creamy.

Preheat your toaster or non-stick skillet over medium heat and lightly toast the slices of whole wheat bread until golden brown.

Slice ripe tomatoes into ¼-inch thick rounds using a sharp knife.

Spread the herbed cream cheese mixture on one side of each slice of toasted bread.

Lay the sliced tomatoes on top of one slice of bread and carefully place the other slice on top, spread side down.